# Evaluate (145000*(0.065/12))/(1-(1+0.065/12)^(-12*20))

145000⋅(0.06512)1-(1+0.06512)-12⋅20
Combine 145000 and 0.06512.
145000⋅0.065121-(1+0.06512)-12⋅20
Simplify the denominator.
Divide 0.065 by 12.
145000⋅0.065121-(1+0.005416‾)-12⋅20
145000⋅0.065121-1.005416‾-12⋅20
Multiply -12 by 20.
145000⋅0.065121-1.005416‾-240
Rewrite the expression using the negative exponent rule b-n=1bn.
145000⋅0.065121-11.005416‾240
Raise 1.005416‾ to the power of 240.
145000⋅0.065121-13.6564467
Divide 1 by 3.6564467.
145000⋅0.065121-1⋅0.27348956
Multiply -1 by 0.27348956.
145000⋅0.065121-0.27348956
Subtract 0.27348956 from 1.
145000⋅0.065120.72651043
145000⋅0.065120.72651043
Reduce the expression by cancelling the common factors.
Multiply 145000 by 0.065.
9425120.72651043
Cancel the common factor of 9425 and 12.
Rewrite 9425 as 1(9425).
1(9425)120.72651043
Cancel the common factors.
Rewrite 12 as 1(12).
1⋅94251⋅120.72651043
Cancel the common factor.
1⋅94251⋅120.72651043
Rewrite the expression.
9425120.72651043
9425120.72651043
9425120.72651043
9425120.72651043
Multiply the numerator by the reciprocal of the denominator.
942512⋅10.72651043
Divide 1 by 0.72651043.
942512⋅1.37644271
Multiply 942512⋅1.37644271.
Combine 942512 and 1.37644271.
9425⋅1.3764427112
Multiply 9425 by 1.37644271.
12972.9725579612
12972.9725579612
Divide 12972.97255796 by 12.
1081.08104649
Evaluate (145000*(0.065/12))/(1-(1+0.065/12)^(-12*20))

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